Mortgage rates are amazing right now! You need to take advantage! This may not last forever!

Well, not so fast. Refinancing your mortgage is not a decision to take lightly. There are, indeed, some amazing rates right now, and we are helping many of our clients improve their financial situations by refinancing their mortgages. However, a mortgage is more than just the interest rate, and not all mortgages are alike. However, a home is an investment you live in, so you want to make sure that any change you consider is thought out carefully and made with the advice of a trusted partner.

Consider All Of Your Options

That’s where SunQuest Funding in New Jersey comes in. It is our mantra to treat our clients as people first, and not as products or profit centers, which is why, when we’re discussing a refinance, we will often offer options and product swaps a borrower may not have considered, but which may offer greater benefit to them in the long run. For example, we might discuss a different length of term for a rate and term refinance. Or reconsider upgrades, if a cash out for home improvement is the reason for refinancing.

In many cases, we end up discussing things a borrower may not have thought of, but which greatly impact the overall application or the application process. For example, we might discuss how much a borrower truly needs to do the upgrades they have planned, or whether they have taken into consideration the possibility of cost overruns. Remember, SunQuest Funding has expertise in all types of loans, and we’ve been doing this for decades–so we often bring up items that a borrower simply didn’t think of.

Meeting Your Goals

Ultimately, it’s true that a refinance in New Jersey can be a tremendous boon to your financial life, but it’s important to have someone on your side who can help you make the best possible decision. We’ll talk with you about all aspects of your life, your goals, your family, and what you’re trying to accomplish, and that’s not necessarily something that an algorithm or an AI can do with you. 

Give SunQuest Funding a call today, and let’s have a conversation about refinancing your home in New Jersey.

SunQuest Funding